Minimum salary required is Rs 40000.
Only for salaried people
Rates & Charges
How is APR determined?
Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.
Working of Our Rates & Fees
APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.
Monthly Payment Example
| Tenure | Loan Amount | Interest Rate | Admin Fees | APR | Amount Deposite¬d | EMI | Total Interest |
| 12 Months | Rs.1,00,000 | 2% | Rs.1000 | 24% | Rs. 99000 | Rs. 9456 | Rs.13472 |
Documents Required Eligibility Criteria
ELIGIBILITY CRITERIA
- Indian resident
- Salaried Employee
- Above 21 years of age
- Savings Bank Account Holder
- Fair CIBIL Score
DOCUMENTS REQUIRED
- Completely filled personal loan application. Indian resident
- PAN Card
- Residence proof – Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
- Bank statements for the last 3 months of salary account.
- Salary Slips of last 6 months.
A Unit Of Goodskill Securities And Services Ltd.
WA-118 , PLOT NO.-2 THIRD FLOOR MOTHER DAIRY ROAD SHAKARPUR East Delhi DL 110092 IN
GRIEVANCE REDRESSAL CELL
We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.
Email us at :
grievance@UrgentPaise.com
Call us at:
+91-966-798-6407